Please read these Terms & Conditions carefully before using the phearn platform. By accessing or using our services, you agree to be bound by these terms.
Last Updated: January 1, 2026. These Terms & Conditions constitute a legally binding agreement between you and phearn. If you do not agree with any part of these terms, you must not use the phearn platform.
Welcome to phearn, the premier online casino platform serving players throughout the Philippines. These Terms & Conditions ("Terms") govern your access to and use of the phearn website, mobile applications, and all related services (collectively, the "Platform"). By creating an account, logging in, or using any part of the phearn Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy and Responsible Gaming Policy.
phearn reserves the right to modify, amend, or update these Terms at any time without prior notice. Any changes will be effective immediately upon posting to the Platform. Your continued use of phearn following the posting of revised Terms constitutes your acceptance of such changes. It is your responsibility to review these Terms periodically to stay informed of any updates.
You must be at least twenty-one (21) years of age to register for an account and use the phearn Platform. By registering, you represent and warrant that you meet this age requirement. phearn reserves the right to request proof of age at any time, and failure to provide satisfactory documentation may result in account suspension or termination.
The phearn Platform is intended exclusively for users located in the Philippines. You must be physically present in the Philippines at the time of account registration and during all gaming sessions. Use of the Platform from jurisdictions where online gaming is prohibited is strictly forbidden.
To access phearn services, you must create an account by providing accurate, current, and complete information. You agree to:
phearn may require you to complete identity verification procedures before processing withdrawals or at any other time. You agree to provide government-issued identification, proof of address, and any other documentation reasonably requested by phearn. Failure to complete verification may result in account restrictions or closure.
You may fund your phearn account using approved payment methods including GCash, PayMaya, bank transfers via BPI, BDO, Metrobank, and other methods as made available on the Platform. All deposits are subject to minimum and maximum limits as displayed at the time of transaction. phearn does not charge fees for deposits, but your payment provider may impose their own charges.
Withdrawal requests are processed in accordance with phearn's standard procedures. Processing times vary by payment method and may take up to three (3) business days for bank transfers and up to twenty-four (24) hours for e-wallet withdrawals. phearn reserves the right to request additional verification before processing any withdrawal. Withdrawals may only be made to accounts registered in your name.
All bonuses, promotions, and special offers are subject to specific terms and conditions including wagering requirements, time limits, game restrictions, and maximum bet limits. Bonus funds cannot be withdrawn until all applicable wagering requirements have been met. phearn reserves the right to void bonuses and associated winnings if bonus terms are violated or if fraudulent activity is detected.
All transactions on the phearn Platform are conducted in Philippine Peso (PHP). You are responsible for any currency conversion fees imposed by your financial institution.
All games on the phearn Platform are provided by licensed third-party software providers and operate using certified Random Number Generators (RNG). You agree to play fairly and in accordance with the rules of each game. Any attempt to manipulate, exploit, or interfere with the proper functioning of games is strictly prohibited.
You agree not to engage in any of the following activities:
All game results are final and binding. In the event of a technical malfunction, disconnection, or error, phearn reserves the right to void affected bets and refund stakes. Disputes regarding game results must be reported to customer support within forty-eight (48) hours of the disputed event.
phearn is committed to promoting responsible gaming practices. We provide tools to help you manage your gaming activity including deposit limits, loss limits, session time reminders, cooling-off periods, and self-exclusion options. These tools are accessible from your account dashboard at any time.
If you believe you may have a gambling problem, we encourage you to seek help. phearn's customer support team is available 24/7 and can connect you with professional resources. Self-exclusion requests are processed immediately and remain in effect for the duration you specify, during which time you will not be able to access your account or create new accounts.
phearn reserves the right to suspend or terminate your account at any time, with or without notice, if we believe you have violated these Terms, engaged in fraudulent activity, or for any other reason at our sole discretion. Reasons for suspension or termination may include but are not limited to:
You may close your phearn account at any time by contacting customer support. Upon account closure, any remaining balance will be returned to you via your preferred withdrawal method, subject to completion of any pending wagering requirements and verification procedures.
Upon termination of your account, all rights granted to you under these Terms will immediately cease. phearn reserves the right to retain certain information as required by law or for legitimate business purposes.
All content on the phearn Platform, including but not limited to text, graphics, logos, images, software, and game content, is the property of phearn or its licensors and is protected by Philippine and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Platform without express written permission from phearn.
To the fullest extent permitted by law, phearn shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Platform, including but not limited to loss of profits, data, or goodwill. phearn's total liability to you for any claims arising from your use of the Platform shall not exceed the amount you have deposited into your account during the six (6) months preceding the claim.
phearn is not responsible for any losses resulting from technical failures, internet connectivity issues, unauthorized access to your account due to your failure to maintain the security of your login credentials, or any other circumstances beyond our reasonable control.
Any disputes arising out of or relating to these Terms or your use of the phearn Platform shall first be addressed through phearn's customer support channels. If a dispute cannot be resolved through customer support, both parties agree to attempt resolution through good-faith negotiation.
These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the courts of the Philippines, and you consent to the jurisdiction of such courts.
These Terms, together with our Privacy Policy and Responsible Gaming Policy, constitute the entire agreement between you and phearn regarding your use of the Platform and supersede all prior agreements and understandings.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision.
You may not assign or transfer your rights or obligations under these Terms without phearn's prior written consent. phearn may assign or transfer its rights and obligations at any time without notice.
Questions About These Terms? If you have any questions or concerns regarding these Terms & Conditions, please contact our customer support team at [email protected] or via live chat. We are available 24/7 to assist you.
For your convenience, here are the most important points from phearn's Terms & Conditions:
You must be 21+ years old and physically located in the Philippines to use phearn. One account per person only.
Use approved payment methods. Withdrawals require identity verification and may take up to 3 business days.
All games use certified RNG. Cheating, collusion, and multiple accounts are strictly prohibited.
All bonuses have specific terms including wagering requirements. Read bonus terms before claiming.
Use deposit limits, self-exclusion, and other tools to manage your gaming. Help is available 24/7.
phearn may update these Terms at any time. Continued use means you accept the updated terms.
Now that you understand our Terms & Conditions, join thousands of Filipino players enjoying premium casino games at phearn.
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